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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,199 | $282,059-45.3% | $213,469-27.8% | $154,746-0.4% |
| Participation rate | 14.3% | 82.7%-68.4pp | 77.1%-62.8pp | 80.7%-66.4pp |
| Annual return | 15.91% | 20.90%-5.0pp | 20.58%-4.7pp | 172.34%-156.4pp |
| Employer contribution / active EE | $3,742 | $6,189-39.5% | $4,994-25.1% | $4,379-14.6% |
| Participant deferral / active EE | $9,757 | $8,186+19.2% | $6,841+42.6% | $6,730+45.0% |
| Admin fee / account holder | $510 | $37,435-98.6% | $27,141-98.1% | $14,365-96.4% |