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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,199 | $407,956-62.2% | $299,830-48.6% | $198,609-22.4% |
| Participation rate | 14.3% | 83.3%-69.1pp | 78.5%-64.2pp | 82.4%-68.1pp |
| Annual return | 15.91% | 6.66%+9.3pp | 10.58%+5.3pp | 202.70%-186.8pp |
| Employer contribution / active EE | $3,742 | $7,661-51.2% | $5,842-36.0% | $5,055-26.0% |
| Participant deferral / active EE | $9,757 | $8,628+13.1% | $7,038+38.6% | $6,977+39.8% |
| Admin fee / account holder | $510 | $73,031-99.3% | $50,982-99.0% | $19,030-97.3% |