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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $524,355 | $165,381+217.1% | $149,730+250.2% | $158,966+229.9% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 15.35% | 348.29%-332.9pp | 276.70%-261.4pp | 302.95%-287.6pp |
| Employer contribution / active EE | $20,087 | $5,104+293.5% | $4,645+332.4% | $4,762+321.8% |
| Participant deferral / active EE | $9,200 | $7,182+28.1% | $6,843+34.5% | $5,983+53.8% |
| Admin fee / account holder | $20,924 | $10,809+93.6% | $9,310+124.7% | $11,250+86.0% |