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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $804,675 | $160,070+402.7% | $147,117+447.0% | $145,897+451.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.75% | 98.69%-88.9pp | 420.54%-410.8pp | 552.29%-542.5pp |
| Employer contribution / active EE | $26,232 | $5,285+396.4% | $4,932+431.8% | $4,663+462.6% |
| Participant deferral / active EE | $28,963 | $8,419+244.0% | $8,065+259.1% | $6,689+333.0% |
| Admin fee / account holder | $2,943 | $15,035-80.4% | $12,993-77.3% | $13,390-78.0% |