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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,224 | $73,848+172.5% | $143,799+39.9% | $68,486+193.8% |
| Participation rate | 28.6% | 66.7%-38.1pp | 80.3%-51.7pp | 67.9%-39.3pp |
| Annual return | -16.42% | 0.91%-17.3pp | -0.04%-16.4pp | -7.85%-8.6pp |
| Employer contribution / active EE | $3,812 | $3,184+19.7% | $4,952-23.0% | $2,597+46.8% |
| Participant deferral / active EE | $2,262 | $3,385-33.2% | $5,638-59.9% | $4,028-43.8% |
| Admin fee / account holder | $424 | $5,755-92.6% | $14,677-97.1% | $5,404-92.1% |