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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,981 | $76,551-23.0% | $123,894-52.4% | $62,881-6.2% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 8.27% | 18.68%-10.4pp | 47.52%-39.2pp | 20.14%-11.9pp |
| Employer contribution / active EE | $3,064 | $2,882+6.3% | $4,617-33.6% | $2,281+34.3% |
| Participant deferral / active EE | $2,298 | $4,840-52.5% | $5,984-61.6% | $3,203-28.3% |
| Admin fee / account holder | $1,450 | $4,826-69.9% | $8,357-82.6% | $4,296-66.2% |