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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,300 | $86,701-45.4% | $73,309-35.5% | $125,388-62.3% |
| Participation rate | 89.5% | 78.6%+10.9pp | 74.9%+14.6pp | 83.2%+6.3pp |
| Annual return | -0.60% | 2.78%-3.4pp | 5.67%-6.3pp | 282.24%-282.8pp |
| Employer contribution / active EE | $0 | $4,152-100.0% | $3,237-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $0 | $5,549-100.0% | $4,991-100.0% | $5,352-100.0% |
| Admin fee / account holder | $4,034 | $7,768-48.1% | $5,635-28.4% | $9,541-57.7% |