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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,729 | $138,102-57.5% | $125,381-53.2% | $134,532-56.3% |
| Participation rate | 83.3% | 84.5%-1.2pp | 82.4%+1.0pp | 81.2%+2.1pp |
| Annual return | -16.41% | 750.73%-767.1pp | 572.31%-588.7pp | 418.27%-434.7pp |
| Employer contribution / active EE | $7,576 | $5,245+44.4% | $4,815+57.3% | $4,741+59.8% |
| Participant deferral / active EE | $6,301 | $7,801-19.2% | $7,448-15.4% | $6,401-1.6% |
| Admin fee / account holder | $2,599 | $11,568-77.5% | $10,007-74.0% | $11,429-77.3% |