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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,219 | $160,070-42.4% | $147,117-37.3% | $145,897-36.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 16.97% | 98.69%-81.7pp | 420.54%-403.6pp | 552.29%-535.3pp |
| Employer contribution / active EE | $8,781 | $5,285+66.2% | $4,932+78.0% | $4,663+88.3% |
| Participant deferral / active EE | $3,434 | $8,419-59.2% | $8,065-57.4% | $6,689-48.7% |
| Admin fee / account holder | $1,281 | $15,035-91.5% | $12,993-90.1% | $13,390-90.4% |