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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,068 | $60,349-0.5% | $74,184-19.0% | $62,881-4.5% |
| Participation rate | 83.3% | 72.7%+10.6pp | 76.6%+6.7pp | 69.3%+14.0pp |
| Annual return | -8.92% | 21.38%-30.3pp | 17.74%-26.7pp | 20.14%-29.1pp |
| Employer contribution / active EE | $1,139 | $1,680-32.2% | $2,370-51.9% | $2,281-50.1% |
| Participant deferral / active EE | $2,278 | $2,856-20.2% | $3,550-35.8% | $3,203-28.9% |
| Admin fee / account holder | $542 | $4,261-87.3% | $5,586-90.3% | $4,296-87.4% |