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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $880,850 | $212,777+314.0% | $173,703+407.1% | $198,609+343.5% |
| Participation rate | 100.0% | 81.1%+18.9pp | 75.9%+24.1pp | 82.4%+17.6pp |
| Annual return | 31.33% | 18.82%+12.5pp | 17.46%+13.9pp | 202.70%-171.4pp |
| Employer contribution / active EE | $19,182 | $5,214+267.9% | $4,288+347.4% | $5,055+279.4% |
| Participant deferral / active EE | $0 | $5,697-100.0% | $4,854-100.0% | $6,977-100.0% |
| Admin fee / account holder | $6,913 | $19,536-64.6% | $15,562-55.6% | $19,030-63.7% |