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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $880,850 | $177,156+397.2% | $147,027+499.1% | $154,746+469.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 73.7%+26.3pp | 80.7%+19.3pp |
| Annual return | 31.33% | 21.94%+9.4pp | 20.23%+11.1pp | 172.34%-141.0pp |
| Employer contribution / active EE | $19,182 | $4,336+342.3% | $3,626+429.0% | $4,379+338.0% |
| Participant deferral / active EE | $0 | $5,797-100.0% | $4,933-100.0% | $6,730-100.0% |
| Admin fee / account holder | $6,913 | $14,904-53.6% | $12,223-43.4% | $14,365-51.9% |