Retirement plan

THE AMERICAN NATIONAL BANK OF TEXAS ESOP AND 401(K) PSP

Name: THE AMERICAN NATIONAL BANK OF TEXAS - THE AMERICAN NATIONAL BANK OF TEXAS ESOP AND 401(K) PSP (2015) Form 5500
Creator: THE AMERICAN NATIONAL BANK OF TEXAS
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE AMERICAN NATIONAL BANK OF TEXAS ESOP AND 401(K) PSP, THE AMERICAN NATIONAL BANK OF TEXAS

THE AMERICAN NATIONAL BANK OF TEXASEIN 75-1747054Plan #002PY 2015

102 WEST MOORE AVENUE - TERRELL, TX 75160972-563-2611anbtx.comLinkedIn201-500 employeesbanking

Other plans on this EIN

1 filing

#001Retirement-$100K assets

Prospect flagsNo flags tripped

Top hat statement on fileNQDC

Filed August 8, 2006

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

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Total assets (EOY)

$59.3M

No prior year

Total participants

787

No prior year

Average account balance

$85,102

No prior year

Annual return

0.11%

No prior year

Benchmarks

See 1,335 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Participants250-999

Cohort1,335 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$68.53M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$115K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

596

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

79.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$5.19M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.18%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$137

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
NATIONAL BENEFIT SERVICES, LLC1+ years Filed as: NATIONAL BENEFIT SERVICES Service code 26 · EIN 20-3886993	Advisory (Participants)	$63,131
NATIONWIDE1+ years Service code 15 · EIN 31-4156830	Recordkeeping	$56,149
JP MORGAN INVESTMENT MANAGEMENT INC1+ years Filed as: MEEDER INVESTMENT MANAGEMENT Service code 26 · EIN 31-1332744	Advisory (Participants)	$54,813
WINSTEAD PC1+ years Filed as: WINSTEAD Service code 29 102 WEST MOORE AVENUE · TERRELL, TX 75160	Legal	$22,652
WHITLEYPENN1+ years Service code 10 1400 WEST 7TH ST STE 400 · FORT WORTH, TX 76102	Accounting	$17,312
AMERICAN REALTY ADVISORS1+ years Filed as: AMERICAN NAT BANK OF TEXAS Service code 21 102 WEST MOORE AVE · TERRELL, TX 75160	Bank Trustee	$8,302

Plan features & details

Pension benefit codes2E2F2H2J2K2O3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2H
Partial participant-directed account plan
Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2O
ESOP other than a leveraged ESOP
Employee stock ownership plan that is not leveraged.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$194K

$340 / participant

Contract admin$194K100.0%

% of EOY assets

0.326%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: WHITLEY PENN LLP
Auditor EIN: 752393478
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$85,102

$68,413+24.4%

$123,105-30.9%

$55,191+54.2%

Participation rate

84.2%

84.5%-0.3pp

86.8%-2.6pp

69.2%+15.0pp

Annual return

0.11%

6.30%-6.2pp

13.22%-13.1pp

10.78%-10.7pp

Employer contribution / active EE

$3,578

$3,050+17.3%

$5,151-30.5%

$1,899+88.4%

Participant deferral / active EE

$3,916

$4,490-12.8%

$6,229-37.1%

$3,046+28.5%

Admin fee / account holder

$278

$88+216.3%

$9,014-96.9%

$91+205.9%

Provider

Service type

Compensation

NATIONAL BENEFIT SERVICES, LLC1+ years

Filed as: NATIONAL BENEFIT SERVICES

Service code 26 · EIN 20-3886993

Advisory (Participants)

$63,131

NATIONWIDE1+ years

Service code 15 · EIN 31-4156830

Recordkeeping

$56,149

JP MORGAN INVESTMENT MANAGEMENT INC1+ years

Filed as: MEEDER INVESTMENT MANAGEMENT

Service code 26 · EIN 31-1332744

Advisory (Participants)

$54,813

WINSTEAD PC1+ years

Filed as: WINSTEAD

Service code 29

102 WEST MOORE AVENUE · TERRELL, TX 75160

Legal

$22,652

WHITLEYPENN1+ years

Service code 10

1400 WEST 7TH ST STE 400 · FORT WORTH, TX 76102

Accounting

$17,312

AMERICAN REALTY ADVISORS1+ years

Filed as: AMERICAN NAT BANK OF TEXAS

Service code 21

102 WEST MOORE AVE · TERRELL, TX 75160

Bank Trustee

$8,302

THE AMERICAN NATIONAL BANK OF TEXAS ESOP AND 401(K) PSP

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE AMERICAN NATIONAL BANK OF TEXAS ESOP AND 401(K) PSP

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion