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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,845 | $60,349+5.8% | $74,184-13.9% | $62,881+1.5% |
| Participation rate | 71.0% | 72.7%-1.8pp | 76.6%-5.7pp | 69.3%+1.7pp |
| Annual return | 2.46% | 21.38%-18.9pp | 17.74%-15.3pp | 20.14%-17.7pp |
| Employer contribution / active EE | $711 | $1,680-57.7% | $2,370-70.0% | $2,281-68.8% |
| Participant deferral / active EE | $2,220 | $2,856-22.3% | $3,550-37.5% | $3,203-30.7% |
| Admin fee / account holder | $27,189 | $4,261+538.1% | $5,586+386.8% | $4,296+532.9% |