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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,027 | $81,487+57.1% | $102,412+25.0% | $80,935+58.2% |
| Participation rate | 78.8% | 66.8%+11.9pp | 74.5%+4.3pp | 67.7%+11.1pp |
| Annual return | 10.04% | 25.60%-15.6pp | 24.94%-14.9pp | 35.66%-25.6pp |
| Employer contribution / active EE | $5,457 | $3,103+75.9% | $3,870+41.0% | $2,757+98.0% |
| Participant deferral / active EE | $9,337 | $3,871+141.2% | $5,060+84.5% | $4,299+117.2% |
| Admin fee / account holder | $56,922 | $6,717+747.4% | $8,388+578.7% | $6,924+722.1% |