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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,203 | $80,992+32.4% | $96,534+11.1% | $75,173+42.6% |
| Participation rate | 86.8% | 71.8%+15.1pp | 76.0%+10.9pp | 67.2%+19.6pp |
| Annual return | 5.44% | 27.05%-21.6pp | 25.88%-20.4pp | 160.72%-155.3pp |
| Employer contribution / active EE | $7,660 | $2,283+235.6% | $2,965+158.3% | $2,671+186.8% |
| Participant deferral / active EE | $7,037 | $3,929+79.1% | $4,851+45.1% | $4,126+70.5% |
| Admin fee / account holder | $19,203 | $6,717+185.9% | $8,253+132.7% | $5,651+239.8% |