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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,760 | $77,920-54.1% | $149,723-76.1% | $75,177-52.4% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 2.23% | 31.72%-29.5pp | 134.50%-132.3pp | 160.75%-158.5pp |
| Employer contribution / active EE | $553 | $3,138-82.4% | $4,821-88.5% | $2,671-79.3% |
| Participant deferral / active EE | $1,546 | $3,411-54.7% | $5,682-72.8% | $4,126-62.5% |
| Admin fee / account holder | $805 | $5,951-86.5% | $13,215-93.9% | $5,651-85.7% |