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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,378 | $68,996-21.2% | $159,991-66.0% | $68,495-20.6% |
| Participation rate | 37.3% | 65.4%-28.2pp | 78.0%-40.7pp | 67.9%-30.6pp |
| Annual return | -19.09% | -9.65%-9.4pp | 408.82%-427.9pp | -7.84%-11.3pp |
| Employer contribution / active EE | $503 | $2,212-77.3% | $4,225-88.1% | $2,596-80.6% |
| Participant deferral / active EE | $1,524 | $4,211-63.8% | $6,183-75.4% | $4,028-62.2% |
| Admin fee / account holder | $16,997 | $4,797+254.3% | $8,715+95.0% | $5,403+214.6% |