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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $542,396 | $217,432+149.5% | $185,851+191.8% | $167,553+223.7% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 17.48% | 148.43%-131.0pp | 122.11%-104.6pp | 478.89%-461.4pp |
| Employer contribution / active EE | $10,471 | $5,874+78.2% | $5,168+102.6% | $4,840+116.4% |
| Participant deferral / active EE | $10,865 | $6,357+70.9% | $5,569+95.1% | $6,343+71.3% |
| Admin fee / account holder | $13,636 | $19,820-31.2% | $16,245-16.1% | $12,316+10.7% |