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| Provider | Service type | Compensation |
|---|---|---|
Service code 26 · EIN 82-3258348 | Advisory (Participants) | $55,681 |
Service code 12 · EIN 47-0098400 | Foreign entity (e.g., an agent or bro... | $24,542 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $4,524 |
Service code 19 | Securities Custodian | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,127 | $76,696-6.0% | $96,538-25.3% | $71,529+0.8% |
| Participation rate | 88.5% | 66.6%+21.9pp | 74.3%+14.1pp | 67.9%+20.5pp |
| Annual return | 16.74% | 48.32%-31.6pp | 35.74%-19.0pp | 28.97%-12.2pp |
| Employer contribution / active EE | $4,839 | $3,032+59.6% | $3,740+29.4% | $2,590+86.9% |
| Participant deferral / active EE | $5,853 | $3,770+55.3% | $4,880+19.9% | $4,291+36.4% |
| Admin fee / account holder | $389 | $2,030-80.8% | $6,737-94.2% | $1,588-75.5% |