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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,050 | $100,194-44.1% | $122,979-54.4% | $86,983-35.6% |
| Participation rate | 97.1% | 73.0%+24.1pp | 77.2%+19.9pp | 69.5%+27.5pp |
| Annual return | 16.24% | 16.47%-0.2pp | 20.12%-3.9pp | 25.83%-9.6pp |
| Employer contribution / active EE | $2,282 | $2,326-1.9% | $3,062-25.5% | $2,584-11.7% |
| Participant deferral / active EE | $4,267 | $4,133+3.2% | $5,003-14.7% | $4,194+1.7% |
| Admin fee / account holder | $828 | $10,148-91.8% | $12,864-93.6% | $7,856-89.5% |