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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,870 | $106,247-32.4% | $96,515-25.5% | $139,466-48.5% |
| Participation rate | 88.9% | 77.8%+11.0pp | 74.3%+14.5pp | 80.3%+8.6pp |
| Annual return | 9.36% | 38.47%-29.1pp | 35.73%-26.4pp | 373.66%-364.3pp |
| Employer contribution / active EE | $2,328 | $4,106-43.3% | $3,740-37.8% | $4,754-51.0% |
| Participant deferral / active EE | $4,856 | $5,456-11.0% | $4,880-0.5% | $6,712-27.6% |
| Admin fee / account holder | $47,074 | $7,885+497.0% | $6,735+598.9% | $11,409+312.6% |