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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,909 | $176,105-68.3% | $159,474-64.9% | $167,536-66.6% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 455.00% | 331.91%+123.1pp | 263.68%+191.3pp | 478.82%-23.8pp |
| Employer contribution / active EE | $3,061 | $5,299-42.2% | $4,831-36.6% | $4,839-36.7% |
| Participant deferral / active EE | $6,527 | $7,751-15.8% | $7,353-11.2% | $6,342+2.9% |
| Admin fee / account holder | $473 | $12,559-96.2% | $10,802-95.6% | $12,315-96.2% |