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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,863 | $78,423+27.3% | $95,964+4.1% | $79,856+25.1% |
| Participation rate | 71.4% | 73.5%-2.1pp | 77.1%-5.7pp | 69.6%+1.8pp |
| Annual return | 3.67% | 19.37%-15.7pp | 91.64%-88.0pp | 31.71%-28.0pp |
| Employer contribution / active EE | $2,175 | $1,945+11.8% | $2,541-14.4% | $2,471-12.0% |
| Participant deferral / active EE | $5,201 | $3,440+51.2% | $4,167+24.8% | $3,741+39.0% |
| Admin fee / account holder | $954 | $5,622-83.0% | $6,797-86.0% | $5,306-82.0% |