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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,039 | $111,785+120.1% | $93,669+162.7% | $145,877+68.7% |
| Participation rate | 71.4% | 74.2%-2.8pp | 68.7%+2.7pp | 80.3%-8.9pp |
| Annual return | 12.34% | 203.79%-191.4pp | 133.59%-121.3pp | 551.28%-538.9pp |
| Employer contribution / active EE | $1,710 | $3,096-44.8% | $2,424-29.5% | $4,663-63.3% |
| Participant deferral / active EE | $3,139 | $4,919-36.2% | $4,416-28.9% | $6,691-53.1% |
| Admin fee / account holder | $3,154 | $10,256-69.2% | $8,291-62.0% | $13,402-76.5% |