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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,185 | $77,358+210.5% | $102,184+135.1% | $87,485+174.5% |
| Participation rate | 100.0% | 78.7%+21.3pp | 82.6%+17.4pp | 68.9%+31.1pp |
| Annual return | 14.07% | 41.11%-27.0pp | 31.58%-17.5pp | 26.06%-12.0pp |
| Employer contribution / active EE | $7,393 | $2,562+188.6% | $3,594+105.7% | $2,596+184.8% |
| Participant deferral / active EE | $8,420 | $6,753+24.7% | $8,309+1.3% | $4,274+97.0% |
| Admin fee / account holder | $4,730 | $6,809-30.5% | $11,609-59.3% | $7,775-39.2% |