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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,185 | $78,520+205.9% | $96,576+148.7% | $82,448+191.3% |
| Participation rate | 100.0% | 77.7%+22.3pp | 81.4%+18.6pp | 68.1%+31.9pp |
| Annual return | 14.07% | 41.30%-27.2pp | 38.47%-24.4pp | 41.64%-27.6pp |
| Employer contribution / active EE | $7,393 | $2,630+181.1% | $3,553+108.1% | $2,551+189.8% |
| Participant deferral / active EE | $8,420 | $6,754+24.7% | $7,956+5.8% | $4,139+103.4% |
| Admin fee / account holder | $4,730 | $13,455-64.8% | $11,381-58.4% | $7,234-34.6% |