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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,662 | $29,733+184.7% | $56,025+51.1% | $80,959+4.6% |
| Participation rate | 71.1% | 41.7%+29.3pp | 52.5%+18.5pp | 67.7%+3.4pp |
| Annual return | 7.97% | 35.28%-27.3pp | 1712.69%-1704.7pp | 35.67%-27.7pp |
| Employer contribution / active EE | $597 | $672-11.1% | $1,042-42.7% | $2,757-78.3% |
| Participant deferral / active EE | $3,774 | $1,229+207.0% | $1,955+93.1% | $4,300-12.2% |
| Admin fee / account holder | $2,589 | $2,434+6.4% | $2,828-8.4% | $6,925-62.6% |