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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,014 | $225,673-15.4% | $203,872-6.3% | $155,188+23.1% |
| Participation rate | 88.2% | 80.3%+7.9pp | 77.8%+10.4pp | 80.8%+7.4pp |
| Annual return | 16.99% | 95.91%-78.9pp | 85.11%-68.1pp | 148.84%-131.8pp |
| Employer contribution / active EE | $2,586 | $4,099-36.9% | $3,757-31.2% | $4,248-39.1% |
| Participant deferral / active EE | $12,134 | $6,893+76.0% | $6,388+90.0% | $6,531+85.8% |
| Admin fee / account holder | $5,422 | $12,327-56.0% | $11,730-53.8% | $14,480-62.6% |