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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,014 | $180,749+5.7% | $160,784+18.8% | $137,256+39.2% |
| Participation rate | 88.2% | 80.0%+8.3pp | 77.0%+11.3pp | 80.0%+8.3pp |
| Annual return | 16.99% | 2234.46%-2217.5pp | 1803.92%-1786.9pp | 220.34%-203.3pp |
| Employer contribution / active EE | $2,586 | $4,155-37.8% | $3,733-30.7% | $4,156-37.8% |
| Participant deferral / active EE | $12,134 | $6,844+77.3% | $6,293+92.8% | $6,407+89.4% |
| Admin fee / account holder | $5,422 | $10,397-47.8% | $9,717-44.2% | $12,270-55.8% |