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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,992 | $211,224-36.6% | $178,505-24.9% | $145,897-8.2% |
| Participation rate | 80.0% | 80.8%-0.8pp | 77.1%+2.9pp | 80.3%-0.3pp |
| Annual return | 17.28% | 30.28%-13.0pp | 27.16%-9.9pp | 552.29%-535.0pp |
| Employer contribution / active EE | $2,150 | $4,577-53.0% | $3,955-45.6% | $4,663-53.9% |
| Participant deferral / active EE | $9,615 | $6,966+38.0% | $6,280+53.1% | $6,689+43.7% |
| Admin fee / account holder | $5,218 | $12,109-56.9% | $10,428-50.0% | $13,390-61.0% |