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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,116 | $131,835-52.1% | $108,582-41.9% | $273,972-77.0% |
| Participation rate | 60.0% | 83.5%-23.5pp | 79.6%-19.6pp | 83.0%-23.0pp |
| Annual return | 8.07% | -91.57%+99.6pp | -51.70%+59.8pp | 41.46%-33.4pp |
| Employer contribution / active EE | $3,866 | $4,913-21.3% | $3,758+2.9% | $4,869-20.6% |
| Participant deferral / active EE | $4,178 | $5,127-18.5% | $4,311-3.1% | $5,287-21.0% |
| Admin fee / account holder | $367 | $10,253-96.4% | $7,645-95.2% | $10,133-96.4% |