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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,999 | $75,832+25.3% | $147,617-35.6% | $59,633+59.3% |
| Participation rate | 93.9% | 71.6%+22.4pp | 84.6%+9.3pp | 68.7%+25.3pp |
| Annual return | -11.84% | 0.37%-12.2pp | 61.98%-73.8pp | 2041.45%-2053.3pp |
| Employer contribution / active EE | $8,721 | $3,485+150.3% | $5,564+56.7% | $2,203+295.9% |
| Participant deferral / active EE | $2,029 | $3,131-35.2% | $4,895-58.6% | $3,192-36.4% |
| Admin fee / account holder | $1,769 | $5,986-70.4% | $11,612-84.8% | $4,297-58.8% |