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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,454 | $144,130-79.6% | $117,861-75.0% | $147,586-80.0% |
| Participation rate | 66.7% | 83.4%-16.8pp | 79.7%-13.0pp | 82.8%-16.2pp |
| Annual return | 20.54% | 531.20%-510.7pp | 335.11%-314.6pp | 578.59%-558.1pp |
| Employer contribution / active EE | $2,200 | $4,897-55.1% | $3,786-41.9% | $4,876-54.9% |
| Participant deferral / active EE | $3,422 | $5,316-35.6% | $4,482-23.7% | $5,439-37.1% |
| Admin fee / account holder | $2,500 | $10,887-77.0% | $8,021-68.8% | $10,886-77.0% |