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| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.3 years Filed as: WELLS FARGO ADVISORS LLC Service code 27 401 S TRYON ST 11TH FL D1050-111 · CHARLOTTE, NC 28081 | Advisory (Plan) | $36,136 |
AMERICAN FUNDS5 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $10,745 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,189 | $83,045+150.7% | $130,045+60.1% | $71,511+191.1% |
| Participation rate | 98.2% | 74.1%+24.1pp | 78.5%+19.7pp | 67.9%+30.2pp |
| Annual return | 18.33% | 20.61%-2.3pp | -137.30%+155.6pp | 28.86%-10.5pp |
| Employer contribution / active EE | $2,735 | $2,623+4.3% | $4,321-36.7% | $2,589+5.6% |
| Participant deferral / active EE | $5,428 | $4,436+22.4% | $5,820-6.7% | $4,291+26.5% |
| Admin fee / account holder | $352 | $1,727-79.6% | $10,600-96.7% | $1,588-77.8% |