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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,583 | $148,629+61.2% | $135,982+76.2% | $139,487+71.8% |
| Participation rate | 82.4% | 83.9%-1.5pp | 81.9%+0.4pp | 80.3%+2.0pp |
| Annual return | 24.50% | 79.33%-54.8pp | 68.32%-43.8pp | 373.84%-349.3pp |
| Employer contribution / active EE | $4,251 | $5,247-19.0% | $4,859-12.5% | $4,755-10.6% |
| Participant deferral / active EE | $7,482 | $8,102-7.7% | $7,760-3.6% | $6,713+11.5% |
| Admin fee / account holder | $5,311 | $12,406-57.2% | $10,767-50.7% | $11,407-53.4% |