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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,752 | $83,090-64.2% | $130,062-77.1% | $71,529-58.4% |
| Participation rate | 95.0% | 74.1%+20.9pp | 78.5%+16.5pp | 67.9%+27.1pp |
| Annual return | 67.49% | 20.61%+46.9pp | -137.37%+204.9pp | 28.97%+38.5pp |
| Employer contribution / active EE | $1,454 | $2,624-44.6% | $4,322-66.4% | $2,590-43.8% |
| Participant deferral / active EE | $4,351 | $4,436-1.9% | $5,821-25.3% | $4,291+1.4% |
| Admin fee / account holder | $8,745 | $1,727+406.4% | $10,601-17.5% | $1,588+450.5% |