Retirement plan

EPISCOPAL SCHOOL OF DALLAS 403(B) AMENDED AND RESTATED DEFINED CONTRIBUTION PLAN

Name: EPISCOPAL SCHOOL OF DALLAS - EPISCOPAL SCHOOL OF DALLAS 403(B) AMENDED AND RESTATED DEFINED CONTRIBUTION PLAN (2021) Form 5500
Creator: EPISCOPAL SCHOOL OF DALLAS
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EPISCOPAL SCHOOL OF DALLAS 403(B) AMENDED AND RESTATED DEFINED CONTRIBUTION PLAN, EPISCOPAL SCHOOL OF DALLAS

EPISCOPAL SCHOOL OF DALLASEIN 75-1451116Plan #002PY 2021

4100 MERRELL RD - DALLAS, TX 752296217214-358-4368esdallas.orgLinkedIn201-500 employeeseducation management

Prospect flagsHigh feesLow participationFailed to transmit contributions

How to read this page

Total assets (EOY)

$63.3M

+22.9% from 2020

Total participants

342

-5.8% from 2020

Average account balance

$218,308

+28.4% from 2020

Annual return

23.28%

+18.15 pp from 2020

Benchmarks

See 1,462 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants100-249

Cohort1,462 peers

Snapshot2021

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$68.55M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$209K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

328

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.64M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$12K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.33%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$584

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2A2F2G2L2M

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$147K

$1222 / participant

Other / not subdivided$147K100.0%

% of EOY assets

0.232%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: LANE GORMAN TRUBITT, LLC
Auditor EIN: 751044330
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$218,308

$74,706+192.2%

$75,714+188.3%

$79,391+175.0%

Participation rate

56.7%

75.3%-18.7pp

74.8%-18.2pp

70.7%-14.0pp

Annual return

23.28%

18.52%+4.8pp

104.62%-81.3pp

116.88%-93.6pp

Employer contribution / active EE

$7,280

$2,590+181.1%

$2,744+165.3%

$2,428+199.8%

Participant deferral / active EE

$10,862

$3,533+207.4%

$3,820+184.3%

$4,046+168.5%

Admin fee / account holder

$505

$374+35.0%

$3,619-86.0%

$627-19.3%

EPISCOPAL SCHOOL OF DALLAS 403(B) AMENDED AND RESTATED DEFINED CONTRIBUTION PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EPISCOPAL SCHOOL OF DALLAS 403(B) AMENDED AND RESTATED DEFINED CONTRIBUTION PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion