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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $359,902 | $76,912+367.9% | $129,118+178.7% | $68,486+425.5% |
| Participation rate | 100.0% | 69.1%+30.9pp | 77.2%+22.8pp | 67.9%+32.1pp |
| Annual return | -15.00% | -9.78%-5.2pp | -10.94%-4.1pp | -7.85%-7.1pp |
| Employer contribution / active EE | $12,790 | $3,243+294.4% | $5,051+153.2% | $2,597+392.6% |
| Participant deferral / active EE | $10,725 | $4,732+126.6% | $6,539+64.0% | $4,028+166.3% |
| Admin fee / account holder | $5,138 | $6,638-22.6% | $14,305-64.1% | $5,404-4.9% |