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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,842 | $104,251-64.7% | $91,004-59.5% | $147,585-75.0% |
| Participation rate | 78.3% | 78.2%0pp | 75.6%+2.7pp | 82.8%-4.6pp |
| Annual return | 9.14% | 27.06%-17.9pp | 4.60%+4.5pp | 578.58%-569.4pp |
| Employer contribution / active EE | $1,051 | $3,116-66.3% | $2,456-57.2% | $4,876-78.5% |
| Participant deferral / active EE | $2,475 | $4,195-41.0% | $3,548-30.2% | $5,439-54.5% |
| Admin fee / account holder | $1,254 | $8,948-86.0% | $5,417-76.9% | $10,886-88.5% |