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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,389 | $75,962+258.6% | $154,108+76.8% | $64,173+324.5% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -6.51% | 30.32%-36.8pp | 735.21%-741.7pp | 7.63%-14.1pp |
| Employer contribution / active EE | $14,065 | $3,350+319.9% | $5,298+165.5% | $2,381+490.8% |
| Participant deferral / active EE | $8,318 | $3,175+162.0% | $5,081+63.7% | $3,470+139.7% |
| Admin fee / account holder | $4,851 | $5,589-13.2% | $13,411-63.8% | $4,887-0.8% |