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| Provider | Service type | Compensation |
|---|---|---|
MORNINGSTAR2+ years Service code 26 · EIN 36-3297908 | Advisory (Participants) | $0 |
Service code 26 · EIN 71-0294708 | Advisory (Participants) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,933 | $76,551+68.4% | $123,894+4.1% | $62,881+105.0% |
| Participation rate | 97.4% | 73.0%+24.4pp | 81.4%+16.0pp | 69.3%+28.1pp |
| Annual return | 6.05% | 18.68%-12.6pp | 47.52%-41.5pp | 20.14%-14.1pp |
| Employer contribution / active EE | $2,795 | $2,882-3.0% | $4,617-39.5% | $2,281+22.5% |
| Participant deferral / active EE | $7,288 | $4,840+50.6% | $5,984+21.8% | $3,203+127.5% |
| Admin fee / account holder | $357 | $4,826-92.6% | $8,357-95.7% | $4,296-91.7% |