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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,323 | $63,346+6.3% | $92,239-27.0% | $70,124-4.0% |
| Participation rate | 40.5% | 68.7%-28.1pp | 76.5%-35.9pp | 69.5%-29.0pp |
| Annual return | 17.62% | 530.19%-512.6pp | 176.29%-158.7pp | 73.14%-55.5pp |
| Employer contribution / active EE | $1,092 | $2,471-55.8% | $3,680-70.3% | $2,342-53.4% |
| Participant deferral / active EE | $2,116 | $2,854-25.9% | $3,897-45.7% | $3,332-36.5% |
| Admin fee / account holder | $8 | $3,841-99.8% | $5,194-99.9% | $4,645-99.8% |