Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,009 | $39,036+146.0% | $80,784+18.8% | $85,851+11.8% |
| Participation rate | 25.0% | 41.6%-16.6pp | 54.2%-29.2pp | 69.3%-44.3pp |
| Annual return | 9.70% | 26.31%-16.6pp | 87.31%-77.6pp | 318.63%-308.9pp |
| Employer contribution / active EE | $398 | $722-44.9% | $1,160-65.7% | $2,565-84.5% |
| Participant deferral / active EE | $1,530 | $1,326+15.4% | $2,145-28.7% | $3,952-61.3% |
| Admin fee / account holder | $2,624 | $2,429+8.0% | $3,380-22.4% | $6,261-58.1% |