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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH RETIREMENT & BENEFIT Service code 27 · EIN 13-5674085 | Advisory (Plan) | $51,059 |
ASCENSUS LLC6 years Service code 15 · EIN 11-3665754 | Recordkeeping | $32,797 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,813 | $61,391-25.4% | $149,723-69.4% | $71,529-36.0% |
| Participation rate | 97.7% | 62.5%+35.1pp | 78.8%+18.9pp | 67.9%+29.7pp |
| Annual return | 19.54% | 35.88%-16.3pp | 134.50%-115.0pp | 28.97%-9.4pp |
| Employer contribution / active EE | $2,817 | $2,384+18.2% | $4,821-41.6% | $2,590+8.8% |
| Participant deferral / active EE | $3,941 | $2,921+34.9% | $5,682-30.6% | $4,291-8.2% |
| Admin fee / account holder | $312 | $1,264-75.3% | $13,215-97.6% | $1,588-80.4% |