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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,450 | $95,917+1.6% | $79,583+22.5% | $134,545-27.6% |
| Participation rate | 57.1% | 75.0%-17.9pp | 69.5%-12.3pp | 81.2%-24.1pp |
| Annual return | -17.28% | -2.70%-14.6pp | 0.16%-17.4pp | 418.37%-435.7pp |
| Employer contribution / active EE | $1,386 | $3,129-55.7% | $2,414-42.6% | $4,742-70.8% |
| Participant deferral / active EE | $5,616 | $4,694+19.6% | $3,986+40.9% | $6,401-12.3% |
| Admin fee / account holder | $4,617 | $9,132-49.4% | $6,835-32.5% | $11,431-59.6% |