Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,956 | $37,446+1.4% | $77,552-51.1% | $79,856-52.5% |
| Participation rate | 23.1% | 41.5%-18.4pp | 54.2%-31.1pp | 69.6%-46.6pp |
| Annual return | 13.91% | 39.76%-25.9pp | 54.82%-40.9pp | 31.71%-17.8pp |
| Employer contribution / active EE | $0 | $637-100.0% | $987-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $462 | $1,261-63.3% | $1,861-75.2% | $3,741-87.6% |
| Admin fee / account holder | $1,686 | $2,506-32.7% | $2,859-41.0% | $5,306-68.2% |