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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,700 | $133,998+115.5% | $112,263+157.2% | $134,545+114.6% |
| Participation rate | 93.8% | 78.6%+15.2pp | 75.1%+18.7pp | 81.2%+12.5pp |
| Annual return | -16.06% | 47.17%-63.2pp | 27.49%-43.6pp | 418.37%-434.4pp |
| Employer contribution / active EE | $10,756 | $4,040+166.2% | $3,636+195.8% | $4,742+126.8% |
| Participant deferral / active EE | $13,053 | $5,292+146.6% | $4,729+176.0% | $6,401+103.9% |
| Admin fee / account holder | $4,186 | $7,493-44.1% | $6,410-34.7% | $11,431-63.4% |