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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ALLIANT INSURANCE SERVICES INC. Service code 27 DBA ALLIANT RETIREMENT · NEW YORK, NY 10178 | Advisory (Plan) | $18,854 |
CARON & BLETZER, PLLC7 years Service code 10 1 LIBRARY LANE · KINGSTON, NH 03848 | Accounting | $6,100 |
Filed as: THE ANGELL PENSION GROUP INC Service code 13 88 BOYD AVE · EAST PROVIDENCE, RI 02914 | Contract Administrator | $4,719 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $4,074 |
CREATIVE PLANNING LLC1 year Filed as: CREATIVE PLANNING HOLDCO LLC Service code 27 5454 110TH ST · OVERLAND PARK, KS 66211 | Advisory (Plan) | $1,690 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,404 | $51,736+28.4% | $120,225-44.8% | $67,986-2.3% |
| Participation rate | 46.2% | 46.1%+0.1pp | 69.6%-23.4pp | 57.2%-11.1pp |
| Annual return | 13.66% | 31.98%-18.3pp | 439.23%-425.6pp | 31.67%-18.0pp |
| Employer contribution / active EE | $1,111 | $1,071+3.7% | $3,475-68.0% | $2,019-45.0% |
| Participant deferral / active EE | $2,132 | $2,206-3.3% | $3,999-46.7% | $3,358-36.5% |
| Admin fee / account holder | $320 | $4,159-92.3% | $5,696-94.4% | $3,203-90.0% |