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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,781 | $96,731-63.0% | $123,973-71.1% | $86,983-58.9% |
| Participation rate | 96.2% | 70.0%+26.1pp | 76.7%+19.5pp | 69.5%+26.6pp |
| Annual return | 8.95% | 17.33%-8.4pp | 388.13%-379.2pp | 25.83%-16.9pp |
| Employer contribution / active EE | $3,303 | $3,297+0.2% | $4,126-19.9% | $2,584+27.8% |
| Participant deferral / active EE | $860 | $4,152-79.3% | $5,247-83.6% | $4,194-79.5% |
| Admin fee / account holder | $3,815 | $8,722-56.3% | $11,799-67.7% | $7,856-51.4% |