Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,508 | $50,947-20.5% | $74,551-45.7% | $64,173-36.9% |
| Participation rate | 63.8% | 61.1%+2.8pp | 69.1%-5.3pp | 69.6%-5.7pp |
| Annual return | -9.53% | -1.85%-7.7pp | 32.53%-42.1pp | 7.63%-17.2pp |
| Employer contribution / active EE | $667 | $1,115-40.2% | $1,961-66.0% | $2,381-72.0% |
| Participant deferral / active EE | $2,670 | $2,302+16.0% | $3,108-14.1% | $3,470-23.1% |
| Admin fee / account holder | $457 | $4,221-89.2% | $5,059-91.0% | $4,887-90.6% |