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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,875 | $136,307-67.1% | $106,619-57.9% | $273,972-83.6% |
| Participation rate | 83.3% | 84.8%-1.4pp | 78.0%+5.3pp | 83.0%+0.3pp |
| Annual return | 1.61% | 11.05%-9.4pp | 9.42%-7.8pp | 41.46%-39.8pp |
| Employer contribution / active EE | $1,098 | $5,190-78.8% | $3,947-72.2% | $4,869-77.4% |
| Participant deferral / active EE | $1,098 | $4,969-77.9% | $3,930-72.1% | $5,287-79.2% |
| Admin fee / account holder | $1,612 | $8,625-81.3% | $6,418-74.9% | $10,133-84.1% |