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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,108 | $91,525-26.7% | $130,026-48.4% | $75,181-10.7% |
| Participation rate | 100.0% | 71.4%+28.6pp | 78.5%+21.5pp | 67.2%+32.8pp |
| Annual return | 4.20% | -631.40%+635.6pp | -137.26%+141.5pp | 160.69%-156.5pp |
| Employer contribution / active EE | $1,930 | $2,844-32.2% | $4,321-55.3% | $2,671-27.7% |
| Participant deferral / active EE | $2,674 | $4,342-38.4% | $5,821-54.1% | $4,126-35.2% |
| Admin fee / account holder | $69,110 | $6,778+919.6% | $10,608+551.5% | $5,650+1123.2% |